Explore mortgage options with David Licciardi - Main Street Home Loans
Your premier mortgage lender located in North Attleborough, Massachusetts. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
My husband and I would highly recommend working with Dave and his team. We were first time home buyers with lots of questions along the way and Dave was always available and quick to answer all our questions and guide us through the process. We had a 30 day closing and Dave and his team were able to meet our deadline. Jaci was amazing at keeping us up to date on everything as well. We are so happy we chose to work with Dave and Main Street Home Loans.
Heather PeloquinMay 1, 2025
